Refer friends. You earn £500, they earn £500.
Share your unique referral link with friends, family, or on social media. When someone applies through your link and successfully enrols on a funded degree programme, you receive £500 and they receive £500 — paid in 3 instalments.
Track every click — live in your portal
Once registered, open your Referral Hub in the student portal to see link clicks, unique visitors, leads registered, and successful enrolments update in real time — so you always know how your referrals are performing.
How it works
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Register & share your link
Create your free student portal account, copy your unique referral link, and share it via WhatsApp, social media, email, or word of mouth. Watch link clicks and sign-ups update live in your Referral Hub.
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They apply & enrol
Your friend clicks your link, completes the application form, and successfully enrols on an eligible funded degree programme with AF Associates.
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You both get paid
Once their enrolment is confirmed, you earn £500 and your friend earns £500, paid in 3 instalments over the first year of study.
Rewards
There is no cap on how many friends you can refer. Every successful enrolment earns separate rewards:
Payouts
Rewards are split into 3 equal instalments per person, counted from your friend's course intake month (when their programme starts).
Payment schedule
| Instalment | When it's due | Referrer instalment | Referee instalment |
|---|---|---|---|
| 1st payment | 4 months after intake | £166.66 | £166.66 |
| 2nd payment | 8 months after intake | £166.66 | £166.66 |
| 3rd payment | 12 months after intake | £166.68 | £166.68 |
| Total | £500 | £500 | |
Example: September 2025 intake
If your friend enrols with a September 2025 start date, payouts are made in the last week of each month below:
| Instalment | Expected payout month | You receive | Your friend receives |
|---|---|---|---|
| #1 | Jan 2026 | £166.66 | £166.66 |
| #2 | May 2026 | £166.66 | £166.66 |
| #3 | Sep 2026 | £166.68 | £166.68 |
Payout months depend on each referred student's confirmed intake. Payments are made in the last week of each month shown. Track scheduled, due, and paid instalments in your student portal earnings dashboard. For clawbacks and full policy details, see our Referral Commission Policy.
Who can refer?
Anyone who registers for a free AF Associates student portal account can take part. You do not need to enrol or study with us to join — registration alone gives you a personal referral link to share on WhatsApp, Facebook, Instagram, TikTok, or anywhere your network will see it.
Terms & eligibility
- Rewards are paid only when the referred person successfully enrols on an eligible funded degree programme through AF Associates.
- Self-referrals are not permitted. You cannot refer yourself or create duplicate accounts.
- Rewards are subject to programme terms and may be withheld or reversed if an enrolment is cancelled or a clawback applies.
- AF Associates reserves the right to amend or withdraw the referral programme at any time. See our Referral Commission Policy for payment timing, clawbacks, and earnings estimates, and our Terms & Conditions for general terms.
Get started with Refer & Earn
To access your referral link and earnings dashboard, you need to register for a student portal account first.
Read our Referral Commission Policy for payout dates, clawbacks, and expected earnings.
Request a Callback
Want to learn more about funded education options? Request a callback from our expert team, we’ll guide you through your options and help answer any questions about student finance and eligibility.
